Your money, forecast first.
Monyfx connects every account, categorizes every transaction, and forecasts your next 30 days — so you see the dip before it happens.
Built for people who like their money in numbers, not vibes.
Twelve months of recurring charges. Spot creep, seasonal spikes, and dead subs.
Income on one side, outflows on the other. Watch your dollars route themselves.
Roll up from merchant to category. Click any node to expand the next layer.
Ask anything.
Get a grounded answer.
The assistant only answers from your data. Every number it shows links back to a transaction, a forecast band, or a budget line.
In March you spent $84.20 on coffee at Blue Bottle, Sightglass and Verve — up +62% from January's $51.90.
You'll dip below your $1,000 buffer on Apr 4.
Rent posts the 1st, three subs renew the 3rd, and your paycheck is the 5th. Move $420 from savings on the 31st to hold the line.
Subscriptions are creeping up.
You're at $148/mo, up from $112 in December. Notion ($16) and a new Patreon ($8) were added in the last 30 days.
Coffee runs are 3× the weekly average.
Six visits this week vs. your 2-visit baseline. Set a soft cap to $25/wk?
Your savings APY is 0.4%. Avg is 4.6%.
Switching the $8,210 in Chase Savings to a high-yield account is roughly $345/year.
Charts that earn their pixels.
Every visualization in Monyfx is grounded in real data, animates only on enter, and is built to answer one question.
Four steps. About a minute.
Connect
Link banks, cards, brokerages, and crypto in 60 seconds via Plaid + Finicity.
Categorize
Monyfx AI categorizes 18 months of history and learns your edits in one pass.
Forecast
We project 30, 60, and 90 days out with confidence bands and risk windows.
Act
Get specific, sourced nudges — soft caps, sub audits, sweep amounts, APY swaps.
A different tool for a different decade.
Monyfx AIPay nothing to start. Pay less than a coffee for the answer.
For tracking. Forever free.
- AI categorization & search
- Monthly budgets
- 3 months of history
- Bill calendar & reminders
For people who want the answer.
- Unlimited accounts
- 30/60/90-day forecast w/ bands
- Subscription heatmap & alerts
- Monyfx Web™ dendrogram
- Monthly financial recap
- Unlimited history
Full AI intelligence + automations.
- Everything in Plus
- AI financial chat assistant
- Receipt scanning & OCR
- Money flow visualization
- Investment + portfolio analysis
- Priority support
Bank-grade. Boring on purpose.
We're the people you'd trust with your savings. Built with the same primitives that protect them.
Stop checking five apps.
Know where you stand.
Connect your first account in under a minute. Cancel anytime. Free forever for tracking.